What We Do

LEXMOS CEO - Robert Grand

Lexmos Inc. takes a very active and thorough approach to the business of insurance and risk management services.

Our founder Robert Grand, CPCU, ARM, ARe, started his professional career at The College of Insurance in New York City, almost 30 years ago, and holds multiple professional insurance designations, including Charted Property Casualty Underwriter (CPCU), Associate in Risk Management (ARM) and Associate in Reinsurance (ARe) from The American Institute for CPCU.

While studying to earn his degree in insurance he worked for Reliance National Insurance Company in both their Actuarial and Underwriting departments. Upon graduation, he worked with some of the biggest and most successful National and Global, Retail and Wholesale insurance firms in the insurance industry. These firms included NAPCO (now CRC Group: Wholesale and Specialty Insurance), Willis, Arthur J. Gallagher, Wells Fargo, and CBIZ

How does the experience help you?

The focus of our business is with helping large, and middle market domestic and international companies manage their total cost of risk. Our notable tenure includes working with companies that vary in size from main street businesses, middle market companies, as well as privately owned and publicly traded domestic and international Fortune 500/5,000 enterprises. This is accomplished from a balance of insurance, self-insurance, risk management, and contractual risk transfer.

Business Philosophy and Methodology

Successfully managing risk for every business is an ongoing, daily, dynamic process which is much more than purchasing a policy or pile of paper once a year, sticking it in a folder, and waiting 12 months to do it again. Running and growing a business requires many talents that include the collaboration of various professional leadership and expertise.

We start with reviewing your current in force commercial insurance program. We can also review your leases, business contracts, loan agreements, and any other agreements that involve insurance, risk management, risk taking, and risk transfer.

Our team is highly skilled at combining traditional analysis, situational logic, common sense reasoning, intelligent invention, together with advanced creative and critical thinking to deliver sophisticated best in class, total cost of risk, business management and operative solutions.

After thoroughly reviewing your current insurance policies, we will share our comprehensive analysis and findings, highlighting coverage gaps, and deficiencies with you.

As your trusted insurance broker and risk management advisors, our goal is to help you reduce, eliminate and transfer as much risk as possible, while minimizing the total annual impact to your budget inclusive of insurance premiums, applicable deductibles, self-insured retentions and self-insured exposures.

From assisting our clients with mitigating their exposures to risk, to finding the broadest and most competitively priced insurance solutions, the collective insurance expertise and resources of our local, regional team is here to serve you today and in perpetuity as you continue to grow and expand your operations.

We look forward to reviewing your current insurance program, and helping you to implement a robust risk management program that is custom tailored to provide more comprehensive insurance protection for the unique challenges and exposures of operating and growing your business operations.

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